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Citibank Personal Loan

Do you need funds instantly? If yes, then opt for Citibank personal loan which is easily available in really a short span of time. Citibank provides a personal loan to the customer to help them meet their urgent money requirement as well as to help them live their dreams. You can take the personal loan from Citibank to finance your world tour, dream wedding as well as for meeting your medical expenses, paying off your old debt and a lot more. You can easily apply for the Citibank personal loan at Rupee Station and get your loan approved in just a couple of days. Rupee Station is a stop platform for all types of loan and provides the minimal interest rate to make the loans available to you at affordable prices. You just need to fill an online application form at Rupee Station and you are done with the process of applying personal loan.

Apply Personal Loan

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Please select your Employment Type
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Please enter your inhand salary.Minimum annual income of Rs. 1.2 Lakh is requiredMinimum turnover of Rs. 1.2 Lakh is required


Personal loans provided by Citibank offers numerous benefits to the borrowers, some of the major benefits of Citibank personal loans are listed below.

  • High loan amount available
  • Funds available in just 48 hours
  • Flexible repayment tenure ranging up to 60 months
  • Full and part-payment options available
  • Minimal documentation
  • Additional Funds available in no time
  • Affordable rate of interest
  • Easy and online application process
  • Low processing and other charges

Citibank Personal Loan Interest Rate


Citibank Personal Loan interest rates are too low, and is packed with numerous schemes and offers to make the loan available at low cost. Personal loans offered by Citibank are unsecured loans so you need not have any collateral or security for getting the loan.

In addition, the best part is that there is no restriction on the usage of the loan amount; you can use the funds as per your requirement. One can easily use Citibank Personal Loan EMI calculator to know the detailed report on the same Some of the salient features of the personal loan provided by Citibank are listed below, have a look .

Easily Available to all

Citibank personal loan is easily available to almost all the candidates. Yes, Citibank offers loan to a salaried employee as well as to the self-employed professionals.

High loan amount

You can easily get a higher amount of loan with Citibank ranging up to 3000000. So, if you are looking for big loan amount then you Citibank personal loans are the best option for you.

Funds available in just 48 hours

If you have an urgent requirement of funds, then Citibank is one of the best options available as it makes the funds available within 48 hours, once your loan application gets approved.

Long repayment tenure

You can decide your repayment tenure depending upon your future cash flows as Citibank offers long repayment tenure ranging up to 60 months.

Full and part-payment options

If you have bulk cash in hand then you can pay off your debt by making full or part-payment as Citibank provides you both the options.

Minimal documentation

The documentation procedure is also very simple and easy as you only need to provide few of the basic documents. So, need not run for getting your documents ready.

Additional Funds also available

Even after taking the loan, if you end up with some more fund requirements then Citibank provides you with the option of additional funds which are made available within no time.

Affordable rate of interest

The rate of interest on Citibank personal loan is also very affordable starting from 10%. So the cost of taking the loan is also quite low with this bank.

Easy and online application process

You can easily apply for the Citibank personal loan online by just filling a loan application form which asks for few basic details.

Citibank Personal Loan Fees & Charges

Loan Processing Fees Up to 2.50% of loan amount, Rs 1,000 to 25,000
Pre-payment Charges 4% of principal outstanding - 13 to 24 months,
3% of principal outstanding – 25 to 36 months
2% of principal outstanding - >36 months
Penalty for late EMI payment 24% per year on outstanding amount From default date
Eligibility Criteria


Applying for the personal loan at Citibank is too easy as the eligibility criteria are quite a basic one so almost everyone can apply for the Citibank personal loan. Have a look at the eligibility criteria of a Citibank personal loan


You should either be a salaried employee or a self-employed person.


If you are a salried employee then your age must be amid 23 to 60 years.


If you are a self-employed professional then your age must be amid 23 to 65 years


Your monthly income should meet the minimum income requirements.


Identity Proof

PAN Card/Voter ID/Driving License/Passport/ Aadhar card

Residence Proof

Driving License/Passport/Voter ID

Age Proof

Birth Certificate/Passport/College certificate

Income Proof

Last 6 months bank statement/ITR Return

Business continuity/ employment stability

Letter from employer/Ownership documents

Documents Required


Rupee Station is a one-stop solution for all type of personal as well as business loans. At Rupee Station, you can easily apply for the loan from any bank and enjoy the lowest rate of interest. You also have the option to analyze the equated monthly installments of the loan with the help of the Citibank Personal Loan EMI Calculator. We make all sorts of loans easily and instantly available to the applicants as we have an exclusive collaboration with Citibank so you can expect a hassle-free loan procedure –

If you want to take a personal loan from Citibank then just fill the loan application form at Rupee Station and you are done with the process of applying. Our expert representative will take care of the process ahead and till the time you do not receive the loan amount in your account. Here are some of the best reasons to apply for loan at the Rupee Station, have a look

Simple loan application

At Rupee Station, you can easily apply for the loan in just a few clicks as you only need to fill an online application form in order to apply for the loan.

Personalized Loan available

Rupee Station also offers personalized loan options to easily meet the varying requirement of students. So, you can easily get the loan which matches your requirements.

Easy availability of funds

Once the application for your loan is approved, funds are made available in just a short span of two days.

Application status update

Rupee Station also allows you to track the real-time status of your loan application in just a few mouse clicks.

Customer Support

In case, you have any doubt or query regarding your loan application, loan procedure or anything related to the personal loan, you can get in touch with the customer support officers at Rupee Station instantly.


At Rupee Station, you can apply for the loan in just a few steps –

Step 1

Submit the loan applicataion form at Rupee Station.

Step 2

Our representative will call you to know the further details.

Step 3

Get funds in your account in just 2 days.

About Citibank Instant Personal Loan

Citibank is one of the most renowned banks and it offers multiple financial products and services. The bank provides instant personal loans to the borrowers at affordable interest rates, in order to help them meet their urgent financial needs easily.

Citibank Eligibility Criteria

Citibank Personal Loan eligibility criteria are very basic like you should either be a self-employed or salaried individual; your age should be amid 21 to 65 years and so on. Thus, anyone can easily apply for the personal loan with Citibank.

Documents needed for Citibank Personal Loan

The documentation process for Citibank Personal Loan is quite minimal as you only need to provide some basic documents such as your KYC documents, income proof, bank statement and so on.

Citibank Personal Loan Interest Rates (2018)

Citibank charges comparatively low-interest rates and makes the personal loan available at affordable rates. Citibank interest rates in the current year i.e. 2018 start from 10.99% and go up to 16.49%.

Why Choose or Apply for Citibank Personal Loan?

Citibank is one of the best banks to apply for the personal loan as it provides the loan at low-interest rates and offers multiple schemes from time to time which make it an affordable option. In addition, the bank offers flexible repayment tenure, low processing fee, minimal documentation and a lot more.

How to calculate EMIs for Personal Loan?

If you want to calculate your EMI then use our EMI calculator and know your minimum monthly installment in clicks. You just need to submit some basic details like your salary and required loan amount and you will get to know your expected monthly citibank personal loan payment.

How to check the Credit Score for Citibank Loan?

If you want to check your credit score for Citibank Loan then use our free credit score checker and get to know your credit history instantly.

Bad Credit Citibank personal loan

If you have a bad credit score and need funds to meet your financial requirements then apply for the personal loan at Rupee Station and get the funds instantly. We at Rupee Station, also provide funds to the people with bad credit ratings.