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Vijaya Bank Business Loan

Are you finding it hard to meet the financial needs of your business? If yes, then apply for Vijaya Bank business loan in a minute and get the funds in just 2 days. Vijaya Bank offers loan to almost all type of enterprises, so you can easily get the business loan to expand your business. It also provides loan for starting a new business, so your dream to start a business can come true in just a few clicks.

Vijaya Bank business loans are available without any collateral, so you need not have big assets to get your loan approved. The process to apply for a loan is very quick and simple as you just need to fill an online application form at Rupee Station and you are almost done. Vijaya Bank business loan is available at quite low-interest rates, so it is an affordable loan option for you.

Apply Business Loan

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Why Vijaya Bank Business Loan is the Best Option?

Vijaya Business Loans are easily available to the individuals in order to help them live their dream of establishing their own business. In addition, there are numerous other benefits which make the business loan offered by Vijaya Bank one of the best options for you; have a look:-

  • Affordable rate of interest
  • High quantum loan up to 5 Cr
  • Paperless documentation process
  • Long repayment tenure and small EMIs
  • Instant loan approval
  • Multiple repayment options available
  • Quick availability of funds
  • Low processing charges
  • Multiple loan schemes

Vijaya Bank Business Loan Interest Rate

Salaried Individual

Loan Amount

Starting From Rs. 50,000 up to Rs. 25 lakhs

Interest Rate

10.99% - 20.00%

Loan Tenure

12 to 60 months

Processing Fee

2.50%, Minimum Rs. 1,000 Maximum Rs. 25,000

Foreclosure Charges

Allowed after 12 EMIs, Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2%


21 years up to 60 years

Key Highlights of Vijaya Bank Business Loan

Vijaya Bank offers business loan to micro, medium as well as small sized enterprises, so you can easily get the loan independent of the size of your organization. It also offers customized loan options to meet the varying requirements of businesses, so you can easily get the maximum benefit from the loan.

The interest rates of Vijaya Bank business loans are highly competitive and the special loan schemes further reduce the rates making it an affordable loan option.There are multiple benefits of business loans offeredby the Vijaya Bank, some of the major highlights are listed below:-

Low rate of interest

The interest rates are highly competitive starting just from 11%, so you can easily get the loan at affordable rates.

Loan schemes

Multiple loan schemes are offered by the bank which makes Vijaya Bank business loan one of the best options for borrowers.

Customized loan option

To meet the highly varying requirement of the businesses, Vijaya Bank provides the customized loan options and provide loan as per your need.

Affordable processing charges

The loan processing charges are also very minimal ranging up to 3% of the loan amount, so you need not make huge payment for the approval of the loan.

Convenient loan repayment

You can easily extend your repayment tenure up to 120 months and monthly EMIs on the basis of your expected future income.

Loan amount up to 5 Cr

Vijaya Bank offers the loan up to 5cr easily without any collateral, so you can meet your heavy requirement of capital in just a few clicks.

Online loan process

The entire process of business loan is completed online which makes the process less time consuming as well as easy.

Paperless process

The process of document verification is also completed online, thus making the entire process paperless and hassle-free.

Funds available in just 2 days

Funds are made instantly available in a short span of 2 days only, so you can also meet your instant funds requirement with the bank.

Vijaya Bank Business Loan Fees & Charges

Loan Processing Fees Up to 2.50% of loan amount, Rs 1,000 to 25,000
Pre-payment Charges 4% of principal outstanding - 13 to 24 months,
3% of principal outstanding – 25 to 36 months
2% of principal outstanding - >36 months
Penalty for late EMI payment 24% per year on outstanding amount From default date
Eligibility Criteria

Check your Eligibility for Vijaya Bank Business Loan

Even before you apply for the Vijaya Bank business loan, you need to check your eligibility for the same. Below given is the brief description of the eligibility criteria for Vijaya Bank business loan, know your eligibility:-


Minimum age to apply for a business loan from Vijaya Bank is 21 years while the maximum age is 65 years (at the time of maturity of the loan).


You should either be a self-employed individual, Private Limited Company, Partnership firm or a Proprietor engaged in the business of trading, manufacturing or services.


You should be running the business continuously for 2 years.


You should meet the minimum annual income from the business and business turnover requirement of the bank.

Required Documents for Vijaya Bank Business Loan

Documentation is an eminent part of the loan procedure and you need to provide some basic documents for the approval of your Vijaya Bank business loan. The list of documents required for Vijaya Bank business loan is given below. Check and know in detail:-

  • Proof of Residence– Passport/Aadhar Card/Voter ID/Driving License

  • Proof of Identity– Aadhar Card/Voter ID/Passport/PAN Card

  • PAN Card– You are required to provide PAN Card for Firm/Individual

  • Bank statement – You need to provide a statement of bank for last months

  • Proof of Business Continuity – Trade license/ITR/Sales Tax Certificate

Documents Required

Why Rupee Station is best to apply for Vijaya Bank Business Loan?

Rupee Station enjoys an exclusive collaboration with Vijaya Bank, thus can easily make the best loan offers available to you. In addition, we help you get an instant loan without indulging in hectic paperwork, documentation process etc. You can easily apply for the Vijaya Bank business loan in just a few clicks at Rupee Station and receive the funds in just 2 days. Let’s have a look at some other reasons which make the Rupee Station, the best platform to apply for the business loan –

Easy loan process

With Rupee Station applying for a loan becomes a child’s play asyouonly need to fill an online form which requires some basic details. Once you fill the form, our financial experts take care of the further process.

Instant loan approval

The process of loan gets initiated as soon as you fill our online application form and we ensure that your loan is instantly approved by the bank.

Quick Disbursal of loan amount

We make the funds instantly available to the borrowers. You will receive the funds within 2 days after the approval of your loan application.

Loan application tracking

You can also know the status of your loan application in just a few clicks as we offer real-time tracking of the loan application.

Support of financial experts

We have a dedicated team of financial experts who instantly answer all your queries regarding business loan and its approval. So, if you have any doubt regarding the loan process just get in touch with the experts.

Get Loan in Just 3 Simple Steps at Rupee Station

At Rupee Station, you can easily get the Vijaya Bank business loan in just 3 simple steps listed below; take a look-:

Step 1

Provide your basic details by filling an online loan application form.

Step 2

Our financial experts will review your application and will connect with you for further proceedings.

Step 3

Get cash in just 2 days after the approval of your loan application.